About Us

Like it or not, nearly everybody needs a car to get by in the modern world. Unfortunately, not everyone has access to the cash they need immediately to get into a reliable vehicle of their own. That is where North American Auto Finance can be the helping hand sorely needed by those who need a car but don’t have the funds in-hand. Nothing should stop you from being able to drive to work, to school, or anywhere else – and we’ll make sure that money won’t be such a barrier. We’ll help you finance your next car, used or new, to get you on the road faster than you’d have thought possible.

Top International Insurance Companies Recommend by Us

Insurance companies have become an integral part of our daily lives. We all face many difficulties with risks of having an accident, becoming Ill, natural disaster, and above all risk of life. The financial demands and risks that come with having no insurance can be overwhelming. Insurance is one of the main ways to prepare you for any difficulties that may occur in your life. Below are the top international insurance brokers and companies that we recommend.

  • AXA Insurance

AXA Insurance is headquartered in Paris, France and has a presence across South America, Africa, Europe, North America, Central America, the Middle East, and Asia Pacific. It has an employee base of 157,000 and a customer base of 102 million in 56 countries. Its main products include life insurance, property and casualty insurance, and asset management.

  • United Health Group 

United Health Group is situated in the United States of America. They are one of the top insurance company for healthcare insurance. The company is visible in its two main business platforms called the optima that offer health service-related businesses and the United Healthcare associated with health benefits. It serves about 85,000 people globally and is present in 125 countries.

  • Zurich Insurance Group 

A Switzerland headquartered insurance company and its core insurance products include general life insurance, farmers insurance, and global life insurance. It has been operating since 1872 and has a global presence in at least 170 countries. Zurich has an employee base of 55,000 which cuts across all the continents.

  • China Life Insurance 

China Life is one of the largest in the world and is the state providers of insurance and financial services. It started in 1949, which began as people’s insurance company of China. In 2003, it was restructured as China life insurance. It has 2 subsidiaries that run its key businesses within property and casualty, pension plans, investment holdings, overseas operations, and asset management.

  • Allianz SE 

Allianz SE is headquartered in Germany. It was founded in 1890 and it has a large customer base that spreads across at least 70 countries. It is a leading financial service provider with insurance products and services ranging from life and insurance, asset management, and much more.

  • Berkshire Hathaway 

Berkshire Hathaway is based in the United States of America and in 1889 it was founded by Warren Buffet. It provides primary insurance, property and casualty risks. It is now a leading investor in many businesses including rail transport investments, insurance, retail, manufacturing, energy, finance and utilities.

  • MetLife 

Located in the United States of America and serves more than 90 million customers in more than 60 countries. It is associated with the financial services industry and deals with health and life insurance plans. Met life insurance is ranked 1st position as the world’s largest provider of annuities employee and insurance benefits with 90 million customer base.

  • Prudential plc 

Founded in 1848 in the UK, it deals with financial and life insurance services operating across the UK, USA, the continent of Asia, and recently Africa. Prudential plc has over 26 million customers worldwide and about 657 billion of assets under management. Any business under the company is through the names Jackson national life insurance, M&G investments, prudential corporation Asia, and Jackson national life insurance Co.

  • Munich Re Group 

Munich Re Group is present in over 30 countries and was founded in 1880. Its headquarters are based in Munich Germany. Its primary insurance products include primary insurance, reinsurance, and asset management. The company employs around 45,000 persons.

  • Low

Low is an Irish based company providing financial services for over 40 years. The insurance company provides financial services in the following life insurance, mortgage protection, serious illness cover, and income protection.

 

  • Assicurazioni Generali S.P.A

An Italy based insurance company that was established in 1831. Its presence is seen as many as 60 countries worldwide with dominance in the Central, Western Europe, and Eastern. They employ about 77,000 and have a customer base of 65 million. Their main products include packages for life insurance ranging from insurance plans under unit link, savings policies, and family protection. They also offer products for car, home, health, and accident.

  • AIA Group Ltd 

AIA Group is headquartered in Hong Kong. It was established in Singapore in 1919. It is one of the largest life insurance Asian groups with 18 different markets present which include New Zealand, China, Australia, Cambodia, and India. The company is specialised in Life Insurance.

  • AIG

AIG stands for American-International-Group. It was established in 1919 in Shanghai. The company headquarters is in New York City. The group has offices in 80 different countries. It operates under 3 different segments including life insurance, retirement, general insurance (personal and commercial), and technology subsidiary called blackboard insurance.

  • Ping An of China 

Established in 1988, primarily deals with financial services, banking, and Insurance. Their headquarters is in Shenzhen, China. It is one of the world’s most valuable companies and one of the largest asset management and investment companies in the world.

  • ING Group 

ING Group is a Dutch multinational company founded in 1991. The company serves more than 37 million clients in over 40 different countries. ING Group provides a range of different services including asset management, direct, commercial, retail, insurance, and investment banking. ING announced in 2018 that they were going into partnership with AXA insurance. They both have a multi country digital partnership and provide exclusive insurance products to online clients through a centralised platform.

  • Japan Post Holding Co, Ltd

Japan Post Holding company has 4 main divisions to market its products namely Japan post insurance (offers life insurance), post office operations with Japan post network, post-service in Japan has responsibility for delivering emails, and banking functions through Japan post bank. The insurance division offers clients insurance with the division post office who are essential in assisting the company contacts the clients.

  • Life Insurance Corporation of India 

Life Insurance Corporation of India headquarters are located in Mumbai. The company is an Indian state-owned investment company and insurance group. Its insurance products include life and health insurance, banking, and investment management.

How To Carry Out An Effective Car Insurance Comparison

For most of us, purchasing car insurance is part and parcel of our annual to do list. Whilst some people tend to stick with the same insurer year in and year out without even taking the time to consider whether more affordable options are available, many others are keen to compare the market and bag themselves the best policy for the cheapest price. If this sounds like you we are sure that you are keen to know how you can carry out an effective car insurance comparison.

Certainly, there are many car insurance comparison sites such as https://www.quotedevil.ie/car-insurance that can do a lot of the hard work for you and if you choose to go down this route make sure that you opt for a site that is reputable and reliable. However, when you use such a helping hand or choose to compare car insurance options yourself, there are several factors that are still very useful to keep in mind. Let’s take a look at them one by one.

Fully Outline Your Needs 

The first key step that you need to take is to outline your needs, otherwise, you are only going to wind up in a vicious cycle of frustration and time wasting; not exactly what you have in mind, we presume! Take the time to note down all of the details about your vehicle, as well as the drivers who need to be insured to drive it. Also ensure that you have in front of you a clear record of facts such as the number of years you have no claims, whether you have any penalty points and, how many miles you plan to do each year and so forth. Remember, you will need these details for any other driver who will be on the policy as well. Don’t even start to try to compare car insurance options until you have all of these details clearly set down in front of you.

Make Sure That You Are Comparing Like With Like 

Once you have thoroughly completed the above step you will be in a much better position to ensure that you compare like with like. This can require a keen eye for detail and sniffing out when a company is not fully outlining all of the requirements in a clear manner. For instance, one quote may come in significantly lower than others but have you checked the excess amount that is being charged or the level of cover that the policy offers. Don’t skim over these points but rather take the time to ensure that every policy that you compare is offering the exact same package.

Be Honest And Truthful, Even In The Small Things 

Of course, this is a good rule of thumb to live by in all areas of life and is especially true when it comes to comparing car insurance options. When applying for a car insurance quote you will need to answer a lot of questions, this is the case whether you are applying over the phone, in person, online or using a car insurance comparison website. Take your time and ensure that, to the best of your knowledge, all of the answers that you provide are accurate and not misleading in any way. Remember, you may need to use your policy in the future should you be involved in an accident. Even one small untruth could lead to your policy being canceled and your claim being rejected. Such a risk really is not worth the small saving you make on the policy price.

Know When To Ask For Expert Advice 

Most of us have vehicles and require car insurance policies which are relatively straight forward. Hence we can usually make use of car insurance comparison websites or carry out our own comparison and effectively make a good choice for our insurance needs.

However, some insurance needs fall into a more unusual or complex category. This may be related to the actual vehicle which needs to be insured or the driver. In such cases, typical comparisons may not be enough to help you to fully understand your situation and identify the best insurer for your needs, as well as the most affordable option. In such cases, calling on the expert advice of a professional who specifically works within the category of car insurance you need can be very useful. Such professionals can be worth their weight in gold by being able to expertly guide you through the process and helping you to learn about options and policies which you may not even be aware of.

The Bottom Line On Car Insurance Comparisons 

Indeed, for most of us, purchasing our car insurance is something that comes around pretty quickly each year and can seem like a chore to tick off from our to-do list. Granted, the easiest choice may be to simply let your current insurance roll on for another year, however, you may be significantly wounding your bank account by doing this. Why not take the time to carry out a car insurance comparison to see whether you could find a policy which delivers on all of your needs and saves you a good few pennies at the same time. Whether you choose to carry out this comparison yourself or make use of one of the many reputable car insurance comparison websites, we hope that the factors we have outlined above will give you a helping hand in making a great choice.

4 Ways to Help Your Car Become a Leaner, Greener Machine

Did you know that you don’t have to have an electric or hybrid car to diminish your vehicle’s impact on the environment? With environmental concerns and the future of the planet at the forefront of the population’s mind, more and more car owners are looking to reduce their impact and engage in more environmentally-sound methods of getting around. But it’s not as if the average person can just throw down thousands of dollars to go electric, right? Fortunately, there are a few things that you can do with your existing car to minimize environmental impact without sacrificing the functionality you need.

Change Air Filters Regularly

Dirty car air filters cause your vehicle to trap and release more harmful particles into the atmosphere, so it’s important that you keep your air filters regularly changed. This is one of the easiest maintenance tasks that you can perform at home, though a mechanic can certainly replace your air filter if you doubt your own mechanical expertise.

Switch to Synthetic Motor Oil

Synthetic motor oils last longer because they are not based on petroleum, resulting in fewer damaging chemicals being released into the air we all breathe. You can request synthetic motor oil when you get your next oil change and proceed to buy units of synthetic motor oil at your local home improvement, auto parts or big box store.

Stick to the Speed Limit

If you find yourself often exceeding the speed limit, your car could be releasing a heightened level of pollutants into the air. So, to protect yourself, your car and the environment, consider easing up on the pedal a bit when you’re driving distances of any length.

Pay Attention to Your Idling Habits

Idling even for two minutes uses the same amount of gasoline as driving for a single mile. Of course, the type of vehicle you’re driving will have an impact on the bottom line. Diesel trucks, for instance, produce more emissions in general, including when idling, when compared to other vehicles on the road. Monitor your idling and try to reduce instances of it whenever possible.

You don’t need to go electric or buy a hybrid to help the planet be a healthier, happier place for us all to live. Some of the biggest impacts made are small, but collectively they compound into a tremendous force for good.

What Should You Do Immediately After Buying a Car?

You’ve got the keys and the title to your new car in your hands, but you aren’t done yet! There are a few steps that you still have to take before your car is completely ready to hit the road. While it might be easy to get lost in the excitement of your new purchase, it’s important that you keep the practical aspects of buying a car in mind – including what to do after the purchase is made final. In this brief article, we’ll explain what should happen next, after you’ve gotten the keys and formal ownership of your new vehicle.

Call Your Insurance Company

No matter how much you may not want to think about it, there’s every real possibility that you could get into an accident as soon as you acquire your new car. You need to protect yourself financially against this occurrence, whether it happens now or years from now, by informing your insurance company and getting your new vehicle insured promptly.

If you do not have an existing auto insurer, now is the time to do your due diligence and shop around for the best coverage at the best rates. Don’t drag your feet on this important step toward responsible car ownership. Get insured as soon as possible to avoid financial catastrophe in the event of an accident.

Get Familiar with Your New Car

Take some time to sit behind the wheel, adjust the seats and the mirrors, and get a handle on how the car drives. No two cars drive the exact same, so even the most experienced and careful of drivers should make a point to get to know their new car before confidently taking it out on a long or complex drive. Get familiar with where everything is, such as the A/C controls, turn signal controls and anything that operates any other feature of the vehicle.

Study the Owner’s Manual

If you bought your car brand-new, you will definitely be given an owner’s manual with the car. Even buying used, it’s not uncommon for the owner’s manual to be located right inside the glove box. This manual gives you the ins and outs of the vehicle’s operation and maintenance guidelines, all of which is incredibly valuable information to have for as long as you own the car.

Buying a new or used car can be quite an exciting time. We know that you’re eager to get on the road and feel the wind in your hair as you celebrate having freedom on four wheels. But don’t forget about the practical, boring stuff that goes into car ownership. Keeping this information in mind when you make your next car purchase will help you get everything handled swiftly.

Contact Us

Are you struggling to get together the funds you need to buy a new or used car of your own? Stop struggling! Instead, reach out to the financial gurus at North American Auto Finance. We’ll work with you, regardless of your circumstances, to help you finance your next car.

 

Contact Information

3577 Bloomfield Way, Portland, ME 04101, USA
Phone: 207-541-3826
Email: info@northamericanautofinance.com